Princeton, Lambertville and Mercer County real estate and homes for sale in New Jersey - Maury Tome & The TomeHomeNetwork, REALTORS® Maury Tome & The TomeHomeNetwork REALTORS(r) for Princeton, Lambertville and Mercer County, New Jersey real estate - NUMBER1EXPERTS™ Maury Tome & The TomeHomeNetwork NUMBER1EXPERTS(tm) for Princeton, Lambertville and Mercer County, New Jersey real estate
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Maury Tome & The TomeHomeNetwork, REALTORŪ, real estate agents and broker for Princeton, Lambertville and Mercer County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

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The Tome Home Network offers you the experience you expect in both NJ and PA. Call us: 609-987-8889 x 319.

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First Time Homebuyers: Princeton, Lambertville and Mercer County New Jersey home buying, real estate listings, and homes for sale in Mercer County, NJ
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Princeton, Lambertville and Mercer County real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?

A 
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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Maury Tome & The TomeHomeNetwork, REALTORŪ, real estate agents and broker for Princeton, Lambertville and Mercer County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Maury Tome & The TomeHomeNetwork
Keller Williams Realty

100 Canal Pointe Boulevard Suite 120
Princeton, NJ, 08540
Phone: 609-987-8889 x 319
Fax: 215-862-8005
homes@tomehomenetwork.net

With Maury Tome and the TomeHomeNetwork you will stand out when buying or selling in NJ or PA. For over 30 years we have been developing client specific strategies that will help you achieve your goals and win!

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Keller Williams Realty real estate and homes for sale in Princeton, Lambertville and Mercer County New Jersey

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